Financial Stability Report

Timeline

1. 30 Jun2026
   Economy

   RBI Financial Stability Report June 2026: GNPA at multi-decade low 1.8%¹²

   Released 30 June 2026. Banks' gross NPA ratio at a multi-decadal low of 1.8% in March 2026. Baseline projection 1.9% by March 2028; adverse scenarios 3.8% to 4.1%.

   • Released 30 June 2026
   • Banks' gross NPA ratio at a multi-decadal low of 1.8% in March 2026
   • Baseline projection 1.9% by March 2028; adverse scenarios 3.8% to 4.1%
   • Reflects the collective assessment of the FSDC Sub-Committee
2. 31 Dec2025
   Reports and indices

   RBI Financial Stability Report December 2025 puts gross NPAs at 2.1 percent³⁴⁵

   The RBI's Financial Stability Report put scheduled commercial banks' gross NPA ratio at a multi-year low of 2.1 percent in September 2025 while flagging risks from unsecured retail loans and stablecoins.

   • December 2025 Financial Stability Report released 31 December 2025
   • Gross NPA ratio of scheduled commercial banks 2.1 percent in September 2025, projected to ease to 1.9 percent by March 2027 in the baseline
   • Unsecured loans were about 53 percent of retail slippages and about 76 percent at private banks
   • Special feature warns stablecoins' risks outweigh claimed benefits
   • CRAR 16 percent for public sector banks, 18.1 percent for private banks

Exercise.Quizzes on Financial Stability Report and every other topic arrive on Telegram six times a day, and what you get wrong comes back.

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Sources

1. Reserve Bank of India
2. PSU Watch
3. RBI (official)
4. ETV Bharat
5. The Logical Indian